Аmеriсаn Ехргеss Traveler’s checks

Аmеriсаn Ехргеss Traveler's check - is one of the types of securities, representing payment document, using as instrument of international payments among individuals!

Features of Аmеriсаn Ехргеss Traveler's check:

  • Type and face-value of currency in which it was issued should be indicated on the check.
  • Face-value of check – a number divisible by 10.
  • American Express Checks may have face-value in USD - 10, 20, 50, 100, 500.
  • Checks valued in USD and Euro, are the most commonly used ones.
  • In case of need a client may not change a check for USD 500 for 5 checks in USD 100. The client may pay for good or service by traveler's check for USD 500, and is paid back in kind of cash. Banks don't change checks also. If you are going to journey, then it is recommended to purchase traveler's checks with less face-value, if small expenses are planned.
  • Traveler's checks may not be changed for bank checks of other banks.
  • In case a check was torn or in case of other damages – this check may be changed for new one.

Demir Bank offers American Express traveler's checks in USD currency with face-values of 50 and 100 banknotes

American Express traveler's checks may be changed for cash in thousands departments of banks, exchange points and departments of American Express Travel Service in a lot of countries abroad. They are receivable for payment like cash in retail trade and service points (shops, hotels, restaurants and etc.). Purchase mechanism of checks looks like to foreign exchange. Difference is – at purchasing of check it is necessary to show ID document, and in the presence of teller to sign the check. It is necessary to keep receipt of check purchase, in order to say number of check to center of American Express in case of its loss or damage, and restore it.

Traveler's checks of Аmеriсаn Ехргеss have a number of advantages:

  • To cash a check or pay by it for purchases in any country of the world.
  • Term less usage – after purchase of check, possibility to withdrawal cash at any time.
  • Possibility to pay for purchases by check in many trade points of the world.
  • Safety keeping and transportation of checks during journeys, since upon their loss or damage, you may restore them, as the rule, during 24 hours after apply to center of American Express.
  • Possibility to block access to check, like blocking of plastic card upon its loss.
  • Checks of American Express are issued with different face-values. Other words, you may purchase checks for definite amount, take them, for example, to journey and pay for hotel and make purchases.

You may review Tariffs on American Express Traveler's checks in according section of

General Terms and Conditions of Demir Bank