• Lease term: from 1 to 5 years
• Financing amount: from 10 000 upto 2 000 000 USD

• Advance payment of Lessee: at least 30% of the purchase price of the leased asset
• Interest rate is established depending on amount, term of the credit and market's interest rates
• Effective interest rate is calculated based on established interest rate and leasing related commissions
• Lease payment schedule: monthly installments (annuity)
• Insurance: obligatory
• Buy-back option: the suppliers have to undertake the obligation of buy-back of the subject to lease. The Leaser has the right to refuse to consider a lease project if there is no obligation of buy-back.
• Additional collateral: pledge in the form of real estate, transport, equipment, goods in turnover; personal guarantee, corporate guarantee.

THE SUBJECT OF LEASING CAN BE

• auto transport vehicles
• food equipment
• medical equipment
• telecommunication equipment
• printing equipment
• special equipment for construction of production/living premises
• special equipment for roads construction
• agricultural machinery
• etc..

CYCLE OF LEASING TRANSACTION

1. Company (Lessee) defines necessity in equipment purchase from a Supplier (Seller)
2. Company (Lessee) applies to the Bank (Leaser) with application to finance equipment purchase
3. The Bank (Leaser) considers application, defines Company's credit worthiness and approve/reject application for financing.
4. In case of approval of application for financing 3-sides Supply Agreement shall be signed between the Leaser (Bank), Lessee (Company) and Supplier of equipment. Also Leasing Agreement shall be signed between Leaser and Lessee.
5. The Bank purchases the equipment from the Supplier and transferring it to the Company for usage.
6. The Company is using the equipment paying monthly leasing payments to the Bank during the whole term of leasing as per Leasing Agreement.
7. Upon expire of leasing term and full repayment of leasing payments the ownership for equipment shall be transferred to the Company.