"Comfortable life" (Kyrseff) loan

DemirBank offers you the best solution! Use the "Comfortable Life" Loan within the KyrSEFF project. 

LOAN ADVANTAGES:
  • Increasing comfort in the house: extension of the living space, extension of the living space, maintaining the heat temperature, noise reduction, etc.
  • Driving down costs of the public utility payments
  • Getting grant up to 15% of the loan amount
  • Technical consultation free of charge.
Loan amount No limitations
Loan term From 6 to 60 months
Annual interest rates for loans in KGS for employees of salary projects
  • <=300 000 - 25%
  • 300 000 - 500 000 – 24%
  • >=500 000 – 23%
    		•
    for non-salary projects
  • <=150 000 – 27%
  • 150 000 – 300 000 – 26%
  • >=300 000 – 25%
    		•
    Collateral For Staff: Amount: Amount:
    a) 1 Individual guarantee for employees of salary projects From 300 000 KGS
    for non-salary projects From 150 000 KGS
    Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount, and 1 Individual guaranty, applicable for the Bank, or for employees of salary projects From 500 000 KGS
    for non-salary projects From 300 000 KGS
    Penalty for earlier repayment N/A
    Own funds not needed
    Loan will only be available for purchase and installation of items that have been approved by KyrSEFF. A list of pre-approved equipment is available on the KyrSEFF website ( www.kyrseff.kg). If the required equipment is not in the list, the issue of its purchase may be considered by KyrSEFF.

    In case of any questions you may contact DemirBank Contact-center:
    +996 (312) 90 90 60 – Bank specialists will inform you about necessary information;

    Additional loan information

    Tariffs

    How to get a loan?

    1. Prepare the necessary documents (the list of documents here);
    2. Fill an application form (download);
    3. Contact any DemirBank branch with filled in application and set of documents
    4. The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*

    * - the term of consideration of loan may be expanding at the discretion of the Bank.

    Loan Calculator

    Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.

    Calculate

    Заявка на

    Я соглашаюсь с условиями и даю своё согласие на обработку и использование моих персональных данных.

    Loan Calculator

    Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.

    Calculate

    Заявка на потребительский кредит

    Я соглашаюсь с условиями и даю своё согласие на обработку и использование моих персональных данных.