Favorable loans from DemirBank

DemirBank is always aiming to create the most favorable loan conditions for customers and to provide profitable ways of cooperation. Clear loan conditions, high level of service and special partnership programs with the leading participants of the market of construction companies will help to realize the plans and to purchase the desired house or apartment.

You are able to:

  • Purchase an apartment, house, plot of land, organize the construction
  • Make a good repair or architectural replanning of your own house/apartment.
Loan amount from KGS 350 000
Loan term from 24 to 60 months
(for DKIB salary projects staff - up to 96 months)
Annual interest rates for loans in KGS 18,99% (for DKIB salary projects staff – 16,99%)
COLLATERAL Movable and/or immovable property, which market value (estimated by the Bank) is at least two times more than loan amount ( residential immovable property to be purchased under loan also can be as an collateral), and 1 Individual guaranty.
Penalty for earlier repayment without preliminary written notification to the Bank about earlier repayment prior to 30 calendar days - 5% (min. KGS 2 000)
- in case of closing loan due to getting new one - N/A 
with preliminary written notification to the Bank about earlier repayment prior to 30 calendar days
not applicable
Own funds min. 30% from the amount of purchased immovable property

*Annual effective interest rate – from 18,65%


In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;