Standard
Loans from DemirBank
DemirBank is always aiming to create loan conditions for customers and to provide profitable ways of cooperation. Clear loan conditions, high level of service and special partnership programs with the leading participants of the market of construction companies will help to realize the plans and to purchase the desired house or apartment.
You are able to:
| Loan amount | from KGS 350 000 | |
| Loan term | from 6 to 96 monthes | |
| Annual interest rates for loans in KGS | for salary projects staff | 6-36 month - 19% 36-60 month - 20% 60-96 month - 21% |
| for non salary projects staff | 6-36 month - 20% 36-60 month - 21% 60-96 month - 23% | |
| Collateral and guarantee | immovable property to be purchased under loan and 1 Individual guaranty, applicable for the Bank | |
| Penalty for earlier repayment (total or partial), % of earlier repaid loan principal amount | without preliminary written notification to the Bank about earlier repayment prior to 30 calendar days |
- 5% (min. 2 000 сом ) - in case of closing loan due to getting new one – N/A |
| with preliminary written notification to the Bank about earlier repayment prior to 30 calendar days |
N/A |
|
| Own funds | Minimum 30% | |
*Annual effective interest rate – from 20,74 %
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents;
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.