Bank card - a payment instrument that provides access to the Bank settlement account.

DemirBank offers the following types of bank cards:

  1. Belonging to the payment system: cards of international payment systems Visa International, MasterCard Worldwide, as well as cards of the national payment system Elcard (effective only in the territory of the Kyrgyz Republic.
  2. By functionality:
    -A debit card  (Visa Electron and Elcard): transactions are available within the own funds on the settlement/card account.
    - A credit card (Visa Classic, Visa Gold, Visa Platinum): transactions are available not only within the own funds, but also within the credit line established by the Bank.

Bank cards are used for the following purposes:

  • money withdrawal/replenishment of banking accounts/intra-bank transactions in  ATMs of DemirBank;
  • cashless payment for goods and services via DemirBank POS-terminals or POS- terminals of other banks ,installed in trade and service enterprises;
  • payments for the good and services in the Internet ;
  • receive interest-free credit limit within the grace period.