Requirements

Requirements:

• A university degree in Economics, Finance, Banking, Management, or a related field;
• At least 3 years of experience in the banking sector;
• At least 2 years of experience with mortgage products, product management, retail banking, or banking product development;
• Experience in developing, launching, and managing banking products;
• Knowledge of mortgage lending, banking products and services, product management, and financial analysis;
• Knowledge of the regulatory framework of the National Bank of the Kyrgyz Republic (NBKR);
• Proficiency in Microsoft Excel, Word, PowerPoint, Outlook, and CRM systems (knowledge of Power BI, Tableau, or other BI tools will be an - advantage);
• Strong analytical skills, with the ability to work with financial models and evaluate product performance;
• Excellent communication skills, initiative, accountability, and a results-oriented mindset.

Responsibilities:

• Develop, implement, and manage the Bank’s mortgage products;
• Analyze the mortgage lending market, study competitors’ offerings, and prepare recommendations for expanding and improving the product - portfolio;
• Develop new mortgage programs, special offers, and promotional campaigns for different customer segments;
• Define and update mortgage lending terms, including interest rates, fees, borrower requirements, loan tenors, and other product parameters;
• Prepare financial models, business cases, and profitability assessments for new products;
• Analyze key mortgage business performance indicators and develop recommendations to improve product efficiency;
• Develop partner sales channels, manage partnership programs, and coordinate joint marketing initiatives;
• Participate in automating mortgage lending processes, prepare business requirements, and collaborate with the IT team;
• Develop internal regulatory documents, guidelines, and procedures for mortgage products;
• Coordinate with the Bank’s departments on the development, implementation, and management of mortgage products;
• Organize training for employees and partners on new products and process changes;
• Prepare management reports, analytical materials, and presentations for senior management;
• Monitor changes in legislation and NBKR regulations to ensure timely adaptation of mortgage products;
• Participate in developing digital services aimed at improving the customer journey throughout the mortgage application process.

We offer:

• The opportunity to become part of an international bank;
• The opportunity to work with a professional team and contribute to the development of one of the Bank’s key business areas;
• Opportunities for professional development and career growth;
• Employment in accordance with the Labour Code of the Kyrgyz Republic;
• Competitive salary;
• Voluntary medical insurance;
• A modern office in the city center;
• A 5/2 work schedule.