About the bank

Qualification Requirements:

• Education: Higher legal education
• Work experience: At least 5 years in the legal field, including a minimum of 3 years in the banking sector
• Functional knowledge: In-depth knowledge of banking, corporate, civil, and civil procedure legislation of the Kyrgyz Republic; personal data protection laws; advertising and consumer rights protection laws
• Functional skills: Negotiation skills, ability to build relationships with internal and external clients, ability to express thoughts clearly and competently; excellent verbal and written communication skills
• Expertise: In contract analysis and drafting, preparation of legal opinions on various banking matters, regulatory development, and analysis of draft legal acts
• Special skills: Confident PC user, including legal databases and legal information systems (e.g., Toktom)
• Personal qualities: Responsibility, efficiency, initiative, loyalty, communication skills, business orientation
• Language proficiency: Russian, English (at least pre-intermediate), Kyrgyz (advantage)

Key Responsibilities:

• Drafting, developing, and reviewing legal agreements
• Preparing and developing legal documents and legal opinions on the Bank's activities
• Analyzing business processes and products for compliance with applicable legislation
• Reviewing draft laws of the Kyrgyz Republic and internal Bank regulations
• Preparing legal correspondence
• Providing legal consultations to Bank employees and clients

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education, preferably in economics or finance
• Experience in a similar position in a bank for at least 1 year is preferred
• Ability to identify customer needs, apply sales techniques, persuade, manage customer relationships, resolve conflicts, and demonstrate strong communication skills
• Skills in presenting and promoting banking products and services
• Proficiency in English, Kyrgyz, and Turkish at an upper-intermediate level or higher is an advantage

Key Responsibilities:

• Attracting individual clients
• Providing high-quality consultations to clients regarding banking products
• Verifying the accuracy and completeness of documents submitted by clients and ensuring their compliance with internal policies, standard procedures, NBKR regulations, and the legislation of the Kyrgyz Republic
• Preparing and reviewing credit files
• Informing clients of any changes or updates in banking products and services

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Specialized secondary specialized and/or higher economic education;
• At least 1 year of experience in a similar position is preferred but not mandatory
• Certificate of completion of the “Identification of Payment Authenticity” course is welcomed
• Excellent PC skills, proficiency in MS Office (Word, Excel, Outlook)
• Personal qualities: honesty, responsibility, discipline, stress tolerance
• Willingness to work non-standard hours (including night shifts)
• Recommendation letters from previous employers are mandatory

Key Responsibilities:

• Providing cash and settlement services to bank customers
• Performing currency exchange operations
• Verifying the authenticity of banknotes
• Reporting to management

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Secondary specialized education (financial college) or higher education in economics or finance
• Knowledge of financial analysis for small and medium-sized businesses (SMEs)
• At least 1–2 years of relevant work experience
• Strong communication skills
• Ability to identify client needs, manage client relationships, handle conflict situations, and respond to objections
• Presentation and cross-selling skills
• Knowledge of the SME sector
• Understanding of the legal and regulatory framework of the Kyrgyz Republic, including NBKR regulations related to lending
• Proficiency in MS Office (Word, Excel, PowerPoint)
• English language proficiency at intermediate level; knowledge of Kyrgyz is an advantage

Key Responsibilities:

• Expanding the client base by actively attracting new SME clients
• Preparing credit project documentation (summary, financial analysis, protocol, etc.), presenting and defending projects before the Bank’s Credit Committee
• Regular monitoring of SME loan clients
• Selling the Bank’s products and services to clients in accordance with monthly plans
• Servicing existing clients and performing active cross-sales

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Education: higher technical education in the field of information technologies and/or information security, or higher economic education with relevant certificates confirming knowledge and competencies in the field of information technologies and/or information security
• At least 3 years of professional experience in information technologies and/or information security and/or IT audit and/or information security audit within the financial and/or economic sectors, and/or at least 2 years of experience in the banking sector
• Knowledge of the legislation and other regulatory legal acts of the Kyrgyz Republic, as well as regulatory acts of the National Bank of the Kyrgyz Republic governing banking activities and banking risk management in the field of information technologies and/or information security
• Knowledge and understanding of the International Professional Practices Framework (IPPF) of Internal Auditing, International Standards for Internal Auditing in Banks, and international standards related to the development of information technology management processes and/or information security
• Knowledge of English (written and spoken) is an advantage

Key Responsibilities:

• Making proposals and participating in the preparation of the Annual Audit Plan for information technologies and related processes, as well as for the Bank’s processes and divisions in the area of information security
• Developing audit programs for information technologies and their processes, as well as for the Bank’s processes and divisions in the area of information security, including defining the scope and coverage of such audits
• Identifying and applying technical approaches, new methodologies, and best practices for auditing information technologies and their processes, as well as the Bank’s processes and divisions related to information security
• Conducting audits and assessing the adequacy and effectiveness of the internal control system over information technologies and their processes, as well as the Bank’s processes and divisions related to information security, through the review and analysis of the Bank’s internal policies, procedures, and other documents
• Developing recommendations aimed at improving the efficiency of information technologies and their processes, as well as the Bank’s processes and divisions related to information security
• Timely preparation and submission of audit reports on the results of audits of information technologies and their processes, as well as the Bank’s processes and divisions related to information security, to the Head of the Department and the Audit Committee
• Monitoring the implementation of action plans approved based on the results of audits of information technologies and their processes, as well as the Bank’s processes and divisions related to information security
• Participation in internal investigations initiated at the request of members of the Management Board and in coordination with the Bank’s Audit Committee
• Reviewing the legislation of the Kyrgyz Republic and regulatory legal acts of the National Bank of the Kyrgyz Republic to ensure the fulfillment of the objectives and tasks of the Internal Audit Department in the area of auditing information technologies and their processes, as well as the Bank’s processes and divisions related to information security
• Performing other activities related to the audit of information technologies and their processes, as well as the Bank’s processes and divisions in the area of information security

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements::

• Higher education in economics with a Master’s degree • At least 3 years of professional experience in the banking sector • Proficiency in English is desirable • Knowledge of regulatory legal acts of the Kyrgyz Republic governing banking activities, including regulatory documents of the National Bank of the Kyrgyz Republic (NBKR); understanding of the International Professional Practices Framework (IPPF) for Internal Auditing, International Standards for the Professional Practice of Internal Auditing in banks, and knowledge of International Financial Reporting Standards (IFRS)

Key Responsibilities:

• Preparation of audit programs for reviewing the Bank’s processes and divisions • Conducting audits of business processes, branch operations, and other structural divisions of the Bank • Assessing the adequacy and effectiveness of the internal control system through process reviews, document verification, and analysis of the Bank’s reports, and developing recommendations aimed at improving the effectiveness of the Bank’s internal control system • Preparing and duly submitting audit reports with results to the Head of the Department, members of the Management Board, and heads of relevant divisions • Monitoring the implementation of action plans by the Bank’s divisions to eliminate identified deficiencies and to implement recommendations of the Internal Audit Department • Coordinating work and interaction with the National Bank of the Kyrgyz Republic (NBKR) within the framework of external supervision, comprehensive and targeted inspections of the Bank, under the supervision of the Head of the Department • Conducting or participating in internal investigations and special inspections related to the Bank’s activities, as requested by the Bank’s management • Participating in the preparation of periodic reports on the activities of the Internal Audit Department for the Audit Committee and the Bank’s Board of Directors • Coordinating the work of the audit team during audits • Strictly maintaining confidentiality and adhering to the ethical standards of the International Code of Ethics for Auditors

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements::

• Secondary specialized technical or higher education • At least 3 years of relevant work experience in technical maintenance, in accordance with the HR policy and the held position/title • Knowledge of the legislation and other regulatory legal acts of the Kyrgyz Republic, as well as regulatory documents of the National Bank of the Kyrgyz Republic governing banking activities • Fluency in Kyrgyz and Russian; knowledge of English and Turkish is an advantage • Confident PC user with experience in MS Office applications and skills in working with office equipment

Key Responsibilities:

• Monitoring, preparation, and installation of new ATMs, payment terminals, cash-counting and cash-handling machines, electronic queue management systems, and campus equipment (hereinafter referred to as “equipment”) • Repair and maintenance of the technical condition of all equipment • Ensuring and organizing uninterrupted connectivity for all equipment • Performing required updates and testing of software and hardware • Maintaining inventory records of equipment in the warehouse and, when necessary, preparing lists for ordering • Maintaining records of spare parts for equipment and, when necessary, preparing procurement lists • Ensuring proper storage of equipment, spare parts, and related items • Preparing daily, monthly, and annual reports on work performed during repairs and equipment upgrades • Ensuring the achievement of target values for key performance indicators related to equipment operation • Providing assistance in resolving technical issues for other Bank employees and ensuring prompt interaction with other Bank departments • Ensuring compliance with information security requirements during the implementation and operation of technical means for information processing, storage, and transmission

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualifications:

• Higher education in economics (preferably in finance or accounting)
• Knowledge of the Bank’s internal credit procedures
• Understanding of the legislative and regulatory acts of the Kyrgyz Republic, including NBKR regulations governing banking activities
• Proficiency in MS Office, especially Excel
• Strong analytical skills
• Knowledge of financial reporting
• Experience in the banking sector for more than 1 year is an advantage
• Knowledge of English is an advantage

Key Responsibilities:

• Analyzing credit proposals for all credit products, including credit summaries/reports on company activities and financial statements of potential borrowers
• Visiting, inspecting, and assessing the activities of clients (both new and existing)
• Forecasting the borrower’s creditworthiness (e.g., whether the borrower/business can generate stable cash flows)
• Verifying that all required information and documents are collected and ensuring that credit applications comply with the requirements of the Bank’s Credit Policy and internal regulations
• Preparing management reports on credit-related activities

Conditions:

• Employment at one of the largest banks with a 20-year history
• Participation in innovative and ambitious projects and tasks
• Opportunities for professional development and career advancement
• Internal corporate culture rich in traditions
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Preferential terms for consumer and mortgage loans in accordance with the Bank’s Policy
• Discounts on goods and services from partner companies in cities where the Bank operates
• Salary and compensation terms are discussed individually

Qualification Requirements:

• Education: higher education in economics or secondary specialized education in economics • At least 1 year of relevant work experience in the banking sector • Strong PC skills, proficiency in MS Office (Word, Excel, Outlook) • Language proficiency: English, Turkish (preferred) • Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, as well as regulatory documents of the National Bank of the Kyrgyz Republic governing banking activities

Key Responsibilities:

• Analysis and optimization of operational and cash-handling processes • Preparation of requests and participation in the implementation of new products, services, and system enhancements • Monitoring the operation of cash desks, ATMs, and cashless transactions • Development and updating of procedures, guidelines, and presentations • Training staff and ensuring compliance with internal regulations • Preparation of reports, KPI analysis, and verification of transaction accuracy • User support in operational systems (activations/blocking)

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in finance, accounting, economics, information systems, or related fields • CISA, CIA, ACCA, CPA, or CFA certifications are an advantage • Minimum 10 years of professional experience in auditing, risk management, or internal controls • Preferably experience in international or external audit firms focused on financial institutions • Extensive experience in auditing banking operations, IT systems, and automated control systems • Experience in senior leadership roles (Head, Deputy Head, or Audit Director) is preferred

Key Responsibilities:

• Provide the Board of Directors and senior management with independent assurance on corporate governance, risk management, internal controls, and regulatory compliance in line with international best practices • Lead and develop the internal audit function based on risk assessments, in accordance with IIA standards • Develop and implement the annual audit plan covering business operations, risk management, IT systems, and regulatory compliance • Present audit results and key risks to the Audit Committee and senior management • Act as the primary liaison with regulatory authorities and external auditors • Lead, mentor, and develop the internal audit team • Support the implementation of data analytics, continuous auditing, and technology-driven audit approaches • Assess risks related to IT, automation, and AI-based systems used by the bank • Functionally report to the Audit Committee of the Board of Directors through the Director of Quality and administratively to the CEO through the same manager

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education and/or secondary economic education
• Over 1 year of experience in operational departments of banks or the banking sector
• Knowledge of the legislation and regulatory acts of the Kyrgyz Republic, as well as NBKR regulations governing banking activities, is a plus
• Knowledge of accounting legislation is an advantage
• Proficiency in English is preferred
• Strong skills in MS Office, particularly Excel

Key Responsibilities:

• Coordinate meetings, conferences, and business events at the highest level
• Manage the executive’s calendar and ensure effective organization of working hours
• Handle business correspondence and communication with internal teams and external partners
• Create a comfortable and productive working environment for management
• Perform special tasks and projects assigned by management

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Incomplete higher education or vocational/technical education-
• Fluent in Kyrgyz and Russian
• Responsible, proactive, and articulate
• Own a phone or tablet with internet access
• Good knowledge of the city and navigation skills

Key Responsibilities:

• Advise clients on the features and benefits of the Demir Bank mobile application
• Assist clients with installing and registering the application
• Achieve connection/registration targets
• Interact with clients respectfully and professionally

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in economics • Proficiency in English is an advantage • Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, as well as regulatory documents of the National Bank of the Kyrgyz Republic governing banking activities • Willingness to travel on regional business trips • Excellent PC skills, MS Office (Word, Excel, Outlook) • Experience in automation and optimization of business processes is an advantage

Key Responsibilities:

• Monitoring credit and operational activities of structural divisions • Ensuring compliance of issued banking products with internal regulatory requirements and applicable legislation • Monitoring the Bank’s cash and non-cash transactions • Reconciliation of balance sheet accounts and control of the Bank’s foreign exchange operations • Control of fixed assets and low-value, fast-wearing items of structural divisions and the Head Office • Development and analysis of corrective and preventive measures to improve the efficiency of structural divisions • Preparation of reports on conducted inspections in accordance with the approved plan

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualifications:

• Higher and/or secondary education in economics
• Over 1 year of relevant experience in the banking sector
• Knowledge of the legislation and other regulatory legal acts of the Kyrgyz Republic, as well as NBKR regulations governing banking activities
• Knowledge and understanding of International Financial Reporting Standards (IFRS)
• Proficiency in English

Functional Responsibilities:

• Ensuring settlements with international payment systems (VISA, MasterCard)
• Settlement with the national payment system Elcard, processing the EXD file and posting entries in the bank’s core banking system
• Recording all accounting entries related to debit cards in the bank’s operating system
• Recording all transactions based on the F6 file (file containing all accounting transactions for credit card movements)
• Monitoring accrued interest amounts for the use of credit limits on credit cards
• Checking balances on transit accounts for card operations
• Verifying and posting accounting entries for correspondent accounts related to VISA/MasterCard transactions
• Preparing accounting reports
• Monitoring correct commission deductions by the bank for debit and credit cards
• Uploading files into the bank’s operating system (GON, BLK, F6, cash collateral, Debit Clearing, and other required files)
• Reconciling correct tax accruals and deductions
• Setting up special card-related commissions in the bank’s operating system

Conditions:

• Employment in one of the largest banks with a 20-year history
• Participation in innovative and ambitious projects and tasks
• Opportunities for professional growth and development
• Corporate culture rich in traditions
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Preferential terms for consumer and mortgage loans according to the Bank’s Policy
• Discounts on goods and services from partners in the cities of presence
• Salary terms are discussed individually

Qualification Requirements:

• Higher or secondary specialized education, preferably in the field of economics, finance or related fields
• Experience in the banking sector for at least 2 years
• Knowledge of banking credit products
• Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, regulatory documents of the National Bank of the Kyrgyz Republic regulating banking activities in the field of lending
• Skills in presentation and promotion of banking products and services
• Ability to effectively build and manage relationships
• Developed communication skills and ability to persuade
• Fluency in Kyrgyz, English and Turkish (above-intermediate level) is preferred
• Readiness for professional growth

Key Responsibilities:

• Development of new credit products
• Analysis of the market, customer needs and competitors
• Formation of the product concept (target audience, limits, rates, terms, deposits, commissions, etc.)
• Interaction and coordination with the Bank’s involved departments when introducing new products
• Monitoring compliance of new products with regulatory requirements
• Management of new credit products at all stages of their life cycle
• Analysis and optimization of current credit products

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in economics and finance
• Knowledge of financial analysis
• Experience in a bank – minimum 3 years
• Good communication skills
• Ability to identify customer needs, manage relationships with customers, and conduct negotiations
• Presentation and cross-selling skills
• Knowledge of the corporate client sector
• Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, regulatory documents of the National Bank of the Kyrgyz Republic governing banking activities in the field of lending
• Knowledge of MS Office (Word, Excel, PowerPoint) at the experienced user level
• Knowledge of English at Intermediate level and above

Key Responsibilities:

• Increasing the customer base by actively attracting new customers
• Preparation of credit projects, including financial analysis, presentation and defense of the project at the Bank’s Credit Committee (IMPORTANT!)
• Monitoring of credit clients on a regular basis
• Selling the Bank’s products and services to clients according to monthly plans
• Servicing current customers and active cross-selling

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in Economics or Information Technology
• At least five years of experience in the payment card industry, including at least two years in a managerial position
• Knowledge of the legislative and other regulatory legal acts of the Kyrgyz Republic, as well as regulatory documents of the National Bank of the - Kyrgyz Republic governing banking activities related to the issuance and servicing of bank payment cards
• Knowledge and understanding of International Financial Reporting Standards (IFRS)
• Knowledge of the technologies of international payment systems VISA and MasterCard
• Fluency in English

Key Responsibilities:

• Control and coordinate the activities of the card operations department
• Monitor the correct recording of all accounting entries in the bank’s operational system
• Supervise the launch of special card programs in the bank’s operational system
• Monitor the correct calculation and deduction of all taxes
• Oversee the setup of all transactional commissions in the card system
• Control the organization and management of credit limit amounts in the card system
• Supervise the implementation of all necessary procedures in accordance with the rules of VISA International and MasterCard regarding the - settlement of dispute and fraudulent transactions
• Oversee the preparation of monthly reports
• Monitor the preparation and submission of quarterly reports to VISA International and MasterCard
• Participate in and supervise the development of new projects
• Participate in and oversee all testing related to the implementation of new projects or updates to existing ones
• Ensure compliance with information security requirements during the implementation and operation of technical systems for processing, storing, and transmitting information

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Experience as a product/financial analyst
• Understanding the specifics of online lending, key metrics, risks and regulatory requirements
• Knowledge of the specifics of online lending , scoring models, KYC/AML processes
• Knowledge of basic UX/UI principles, ability to formulate technical specifications for designers
• Gathering project requirements
• Managing the planning process (plan development and preparation for project implementation)
• Experience in forming and developing business requirements
• Knowledge of English (not lower than B1 will be an advantage).

Key Responsibilities:

• Experience in financial and credit institutions in retail lending
• Good analytical skills
• Knowledge of product analytics
• Knowledge in the field of customer needs research: customer interviews, surveys, usability tests and competitive analysis
• Understanding and knowledge of modern project management methods: Agile, Scrum, etc.
• Formation and testing of product hypotheses
• Development of business requirements for the product
• Calculation of the loan amount and repayment schedule
• Experience using ABS (will be an advantage)
• Development and support of a metrics system for online lending
• Development of credit scoring models
• Interacting with the product team, participating in the formation of the development strategy for online lending and all related products

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education
• Excellent communication skills and organizational abilities
• Experience in organizing corporate events will be an advantage
• Ability to work effectively in a multitasking environment

Key Responsibilities:

• Preparation and holding of corporate events
• Organization and coordination of internal training
• Development of internal communications
• Strengthening corporate values and team spirit

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher or secondary specialized technical education
• Experience with video surveillance systems, access control systems, fire alarm systems/fire alarm systems - from 1 year (preferably in the banking sector)
• Knowledge of the principles of construction and operation of security systems
• Skills in diagnostics and repair of low-current systems
• Basic knowledge of network technologies (IP equipment, setting up cameras, video recorders)
• Responsibility, attentiveness, efficiency in decision-making
• Willingness to travel to branches (if necessary)

Key Responsibilities:

• Daily monitoring and control of the performance of security systems: video surveillance systems, access control systems, fire alarm systems Identification, diagnostics and troubleshooting of security system
• Prompt response to incidents and technical failures
• Carrying out maintenance of technical protective equipment
• Repair and replacement of failed equipment
• Analysis of the state of security systems and ensuring their uninterrupted operation
• Interaction with contractors (if necessary)
• Maintenance of technical documentation and reporting

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualifications:

• Higher or secondary specialized education in economics
• Work experience in a bank and knowledge of banking operations is an advantage
• Knowledge of the laws and other regulatory legal acts of the Kyrgyz Republic, as well as NBKR regulations governing banking activities
• Knowledge of English is preferred
• Willingness to continuously improve professional skills
• Ability to multitask and handle stress
• Readiness to work under high workloads and overtime if necessary
• Ability to manage time effectively

Functional Responsibilities:

• Verification and registration of all incoming messages, statements, and payments received through SWIFT/TELEX/SPFS, SPK, and GSRRV systems; reconciliation of payments with statements received from correspondent accounts
• Processing incoming payments in foreign and national currencies in the Automated Banking System (crediting to customer accounts), received via SWIFT/Telex/SPFS, clearing, and gross systems
• Correspondence with correspondent banks, other banks, and internal departments related to the operational activities of the department; preparation of relevant outgoing SWIFT messages if necessary (rare currency payments, client statements upon request, confirmation of credits, interbank transfers, inquiries, etc.) in the appropriate SWIFT formats
• End-of-day reconciliation of correspondent accounts with received statements
• Before closing SWIFT operations, checking for unsent or incorrectly formatted outgoing messages with NAK status
• Monthly preparation and timely submission of relevant sections of PRBO reports to all involved departments, in accordance with NBKR reporting formats, supervisory bodies, external and internal auditors, and Bank management requirements
• Performing other functional duties to ensure the effective and high-quality performance of the department and other tasks assigned by Bank management or the immediate supervisor

Conditions:

• Employment in one of the largest banks with a 20-year history
• Participation in innovative and ambitious projects and tasks
• Opportunities for professional development and career growth
• A corporate culture rich in traditions
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Preferential terms for consumer and mortgage loans according to the Bank’s Policy
• Discounts on goods and services from partners in cities where the bank operates
• Salary terms are discussed individually

Qualification Requirements:

• Education – Higher (in the field of finance, economics and/or banking)
• Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, regulatory documents of the National Bank of the Kyrgyz Republic regulating banking activities
• Proficiency in written and spoken English at the level necessary to carry out correspondent relations activities, as well as to conduct negotiations with representatives of foreign financial institutions
• Advanced computer skills, including MS Office applications ( Word , Excel , Outlook , PowerPoint , etc.)
• Knowledge of the basics of international trade, trade finance and documentary operations is an advantage
• Excellent communication skills, mastery of negotiation skills

Key Responsibilities:

• Carrying out activities to open and maintain correspondent relations with banks
• Establishing cooperation with international and local financial institutions on issues of attracting financing
• Coordination and signing of loan agreements, cooperation agreements with financial institutions and international development institutions
• Interaction with government authorities on funding issues, as well as on other issues related to the activities of the department
• Establishing cooperation with foreign banks and international financial institutions for the purpose of implementing trade finance transactions
• Collection of financial information and preparation of an analytical review to establish credit lines for financial institutions
• Conducting regular monitoring of financial institutions that have open lines of credit and other banking operations with the Bank

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education (mathematics, computer science, economics, finance, cybersecurity or related fields)
• At least 1 year of experience in anti-fraud analytics, claims settlement, information security
• Ability to work with large volumes of data using Excel tools ( Power Query , Power BI), SQL
• Knowledge of the legislation of the Kyrgyz Republic and the requirements of the National Bank of the Kyrgyz Republic in the field of fraud prevention, data protection and digital security
• Knowledge of English not lower than intermediate level
• Experience with anti-fraud platforms and scoring systems is an advantage

Key Responsibilities:

• monitoring of customer transactions, anomalies and incidents using anti-fraud platform tools
• analysis of identified anomalies and incidents, classification or reclassification of the risk level of events in accordance with approved action templates
• documenting identified suspicious events to form an incident database
• development of proposals for adjusting the rules, models and monitoring scenarios based on identified fraudulent schemes and analytical findings
• preparation of technical specifications, requirements and documentation for organizing the operation of the anti-fraud platform
• interaction with the Vendor within the framework of the anti-fraud platform

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in economics (preferably in finance, accounting)
• Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, regulatory documents of the National Bank of the Kyrgyz Republic regulating banking activities
• MS Office skills – excel
• Analytical and negotiation skills
• Experience in the banking sector – more than 1 year is an advantage
• Knowledge of English is an advantage

Key Responsibilities:

• Conducting negotiations with clients regarding the repayment of debt on credit cards and loans
• Monitoring of issued loans/collateral in order to prevent the emergence of problem loans, as well as within the framework of annual monitoring
• Submission of credit proposals received from branches to the Credit Committee
• Preparation of reports related to credit activities
• Conducting analysis of credit offers, visiting/checking/evaluating clients’ activities, forecasting the borrower’s creditworthiness

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher or secondary specialized education, preferably in the field of economics, finance or related fields
• Experience in the banking sector for at least 2 years
• Knowledge of banking credit products
• Knowledge of legislative and other regulatory legal acts of the Kyrgyz Republic, regulatory documents of the National Bank of the Kyrgyz Republic regulating banking activities in the field of lending
• Skills in presentation and promotion of banking products and services
• Ability to effectively build and manage relationships
• Developed communication skills and ability to persuade
• Fluency in Kyrgyz, English and Turkish (above-intermediate level) is preferred
• Readiness for professional growth

Key Responsibilities:

• Monitoring sales and performance of the credit products sector
• Analysis of the market, customer needs and competitors
• Proposal for changes to rates, conditions, and issuance mechanism
• Calculation of marginality and profitability of credit products
• Interaction with the bank’s internal departments: work with lawyers, front office, PR to promote credit products
• Participation in setting tasks for the automation of underwriting, scoring, and issuance of retail loans
• Participation in the development of advertising campaigns, promotions, and product presentations

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education, preferably in economics and finance
• Experience in the banking sector for at least 5 years
• Experience in servicing and lending to retail and SME clients
• Ability to identify customer needs, apply sales techniques and manage relationships with customers, including resolving conflict situations
• Skills in presentation and promotion of banking products and services
• Knowledge of the financial and banking sectors, fundamentals of economics and management
• Knowledge of English will be an advantage
• Knowledge of the legislation of the Kyrgyz Republic and the regulations of the National Bank of the Kyrgyz Republic governing banking activities
• Excellent PC skills, MS Office (Word , Excel , Outlook )

Key Responsibilities:

• Management of the activities of the savings bank in accordance with the legislation of the Kyrgyz Republic, the internal policies and procedures of the bank, as well as decisions of the Board of the bank
• Timely submission of reports on the activities of the savings bank, informing the Board and receiving advice on key issues
• Monitoring the quality of the loan portfolio and the solvency of clients, as well as the implementation of established budget indicators
• Effective distribution of duties among savings bank employees, implementation of functional interchangeability
• Preparing proposals for the bank’s management to reward outstanding employees
• Managing the efficiency of a savings bank and ensuring maximum profitability with minimal risk

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher technical education in IT
• At least 1 year of experience in technical support
• Knowledge of Windows operating systems
• Understanding of communication and telecommunication systems
• Experience with monitoring systems (PRTG, Nagios, Zabbix)
• Basic knowledge of networking technologies
• Intermediate level of English

Key Responsibilities:

• Monitoring all banking services
• Providing support to end users
• Collecting and analyzing user issues
• Consulting and training users
• Monitoring hardware and software performance
• Analyzing and resolving user-related issues within the bank
• Notifying responsible staff in case of service disruptions
• Providing technical support to the bank’s Call Center

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Experience in banking / fintech / regulated environments
• Knowledge of service mesh (Istio / Linkerd)
• Experience with Vault (secrets management)
• Knowledge of Kubernetes security tools (Falco, Kyverno, OPA)
• Experience with multi-cluster and hybrid cloud infrastructures
• 5+ years of experience in DevOps / Platform Engineering
• Strong practical experience with:
• Kubernetes (on-premises deployments);
• Rancher;
• Docker / containerization
• Experience with tools and platforms:
• Prometheus, Grafana;
• ELK / EFK stack;
• RabbitMQ or Kafka;
• CI/CD tools (preferably GitLab CI)
• Deep understanding of Linux and networking fundamentals

Key Responsibilities:

• Deployment, maintenance, and development of the bank’s infrastructure in test/prod environments
• Administration and support of highly available Kubernetes clusters
• Automation of application and infrastructure deployment
• Implementation, configuration, and support of CI/CD pipelines
• Application containerization and support of Docker/Kubernetes environments
• Monitoring availability, performance, and health of services, applications, and infrastructure
• Configuration of alerting, logging, and observability solutions
• Ensuring stability, scalability, and high availability of banking systems
• Production environment support, participation in incident analysis and troubleshooting
• Configuration management and Infrastructure as Code (IaC)
• Collaboration with development, information security, and system administration teams
• Optimization of release, operation, and service recovery processes
• Support and development of DevOps practices, standards, and internal platform solutions
• Backup, fault tolerance, disaster recovery, and service continuity management
• Supporting integrations between internal banking systems, microservices, and external services

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher / secondary vocational / incomplete higher education in banking, accounting, or economics
• English proficiency at least at an intermediate level (client calls will need to be handled in English)
• Turkish proficiency at least at an intermediate level (client calls will need to be handled in Turkish)
• Clear and accurate spoken and written communication skills

Key Responsibilities:

• Providing telephone consultations to clients on all issues related to payment cards
• Identifying clients prior to providing any information
• Monitoring the operation of the card system, including all ATM and POS terminal transactions
• Entering information on new clients—employees of payroll projects—into the automated banking system

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Opportunities for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation terms discussed individually
• Voluntary medical insurance
• Modern office in the city center
• Working schedule: 5/2, office-based work

Qualification Requirements:

• Higher or vocational education, preferably in economics, finance, or related fields
• At least 2 years of experience in the banking sector
• Knowledge of banking credit products
• Knowledge of the legislation of the Kyrgyz Republic and regulatory acts of the National Bank governing banking activities, especially in lending
• Skills in presenting and promoting banking products and services
• Ability to build and manage effective relationships
• Strong communication and persuasion skills
• Fluency in Russian, Kyrgyz, and English (upper-intermediate level or higher preferred)
• Willingness for professional growth.

Key Responsibilities:

• Manage payroll product offerings
• Work with corporate clients (B2B) and attract new ones
• Oversee onboarding processes (onboarding, integrations, documentation flow)
• Analyze the market, customer needs, and competitors
• Collaborate and coordinate with internal bank departments during product implementation
• Launch, support, and retain payroll projects
• Prepare reports for management
• Ensure compliance of new products with regulatory requirements
• Implement digital payroll solutions.

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in economics or finance;
• At least 1 year of experience in the banking sector is an advantage;
• Strong PC skills, MS Office (especially Excel and PowerPoint);
• Knowledge of English (reading and writing);
• Knowledge of the legislation and regulatory acts of the Kyrgyz Republic and the National Bank governing banking activities;
• Knowledge and understanding of International Financial Reporting Standards (IFRS);
• CAP/CIPA certification is an advantage.

Key Responsibilities::

• Participate in the preparation of special financial and analytical reports and presentations for Management;
• Participate in preparing reports for the Deposit Protection Agency of the Kyrgyz Republic, the Bank’s creditors, and other external stakeholders;
• Participate in budget preparation and budget performance analysis;
• Participate in the preparation of the Bank’s Business Plan;
• Assist external auditors during the Bank’s external audit process;
• Perform other tasks assigned by the Head of the Financial Control Department.

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education in economics or law;
• At least 1 year of experience in the banking sector;
• Knowledge of English is an advantage;
• Proficiency in Excel (including formulas) and ability to work with large datasets;
• Knowledge of the Bank’s control and business processes, internal rules and procedures, information systems, and reporting;
• Knowledge of legislation regulating banking activities in the field of anti-money laundering and counter-terrorist financing (AML/CFT).

Key Responsibilities:

• Perform customer due diligence (CDD) and verification of beneficial owners; analyze and monitor client transactions to identify suspicious activities related to terrorist financing and money laundering (AML/CFT) and other illegal activities;
• Prepare and submit reports to government authorities of the Kyrgyz Republic in accordance with AML/CFT regulatory requirements;
• Monitor compliance of the Bank’s structural units, identifying violations and AML/CFT risks;
• Support the preparation of quarterly reports for the Audit Committee and the Board of Directors, as well as other required reports for the State Financial Intelligence Service and the National Bank of the Kyrgyz Republic.

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualifications:

• Secondary specialized and/or higher Economic education
• At least 1 year of experience in a similar position is preferred but not mandatory
• A certificate in “Identification of Payment Instruments Authenticity” is an advantage
• Excellent PC skills, proficiency in MS Office (Word, Excel, Outlook)
• Personal qualities: honesty, responsibility, discipline, stress resistance
• Willingness to work irregular hours (including night shifts)
• Recommendation letters from previous employers are mandatory

Functional Responsibilities:

• Performing cash and settlement operations for bank clients
• Conducting currency exchange transactions
• Verifying the authenticity and validity of banknotes
• Reporting to management

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Qualification Requirements:

• Higher education, preferably in economics or finance
• Experience in a similar position at a bank for at least 1 year is preferred
• Ability to identify customer needs, apply sales techniques, persuade, manage relationships with clients, and handle conflict situations; strong communication skills
• Skills in presenting and promoting banking products and services
• Proficiency in English, Kyrgyz, and Turkish at an upper-intermediate level is an advantage

Key Responsibilities:

• Attracting individual clients
• Providing high-level consultations on banking products
• Verifying the accuracy and compliance of client-submitted documents with internal policies, standard procedures, NBKR regulations, and the legislation of the Kyrgyz Republic
• Preparing and reviewing credit files
• Informing clients of any changes or new developments related to banking products and services

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work

Requirements:

• Education: Higher education in economics or specialized secondary economic education
• Work experience in a similar position for at least 1 year is desirable but not mandatory
• Certificate of completion of the "Identifying the Authenticity of Payment Instruments" course is an advantage
• Excellent computer skills; proficiency in MS Office (Word, Excel, Outlook)
• Personal qualities: honesty, responsibility, discipline, stress resistance
• Willingness to work non-standard hours (including night shifts)
• Recommendation letters from previous workplaces are required

Responsibilities:

• Performing cash and settlement services for bank clients
• Conducting currency exchange operations
• Verifying the accuracy of client-submitted documents and their compliance with the bank’s internal policies, standard procedures, NBKR regulations, and the legislation of the Kyrgyz Republic
• Verifying the authenticity of banknotes
• Reporting to management

Conditions:

• Employment in one of the largest banks with a 20-year history
• Participation in innovative and ambitious projects and tasks
• Opportunities for professional development and career growth
• A corporate culture rich in traditions
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Preferential terms for consumer and mortgage loans according to the Bank’s Policy
• Discounts on products and services from partners in cities where the bank operates
• Salary terms are discussed individually

Qualification Requirements:

• Higher education in economics or finance
• At least 5 years of experience in banking and/or financial and/or economic fields
• Team management experience (preferably 3+ years)
• Knowledge of the legislation and regulatory acts of the Kyrgyz Republic and the National Bank governing banking activities
• Knowledge of AML/CFT legislation (anti-money laundering and counter-terrorist financing);
• Knowledge of SME, retail, and preferably corporate banking sectors;
• Knowledge of the local market and business environment is an advantage;
• Established business connections in the region are a plus;
• English proficiency at Intermediate level or higher; knowledge of Kyrgyz is an advantage.

Key Responsibilities:

• Grow the client base and loan portfolio, and sell all banking products through active direct marketing;
• Manage branch operations in accordance with the legislation of the Kyrgyz Republic, as well as the Bank’s policies, procedures, and Management Board decisions;
• Provide reports on the branch and its clients upon request from the Head Office;
• Represent the Bank’s rights and interests before government authorities on matters related to branch activities;
• Perform all necessary legal actions, including entering into, amending, terminating, and executing agreements on behalf of the Bank within granted authority, and signing financial documents.

Conditions:

• Opportunity to become part of an international bank
• Work in a dynamic team of like-minded professionals
• Space for professional growth and implementation of your ideas
• Employment in accordance with the Labor Code of the Kyrgyz Republic
• Compensation conditions are discussed individually
• Voluntary medical insurance
• Modern office located in the city center
• Work schedule 5/2, office-based work