Dear customers!
We would like to inform you about changes to interest rates and general terms and conditions for retail credit products, which will come into effect on August 8, 2025.
| Mortgage | Auto Loans | Consumer Loans | |||
|---|---|---|---|---|---|
| For Salary Project staff |
From 350,000 KGS 6–36 month – 18%37–60 month – 19% 61–96 month – 20% The purchased property is put as collateral |
From 50,000 KGS 6–36 month – 20%37–60 month – 21% The purchased car is put as collateral +1 guarantor |
From 15,000 KGS to 500,000 KGS without guarantor, without collateral: 6–36 month – 19%;37–60 month – 21% (for capital home renovations only) |
From 500,001 KGS to 700,000 KGS with a guarantor: 6–36 month – 19%;37–60 month – 21% (for capital home renovations only) If a collateral is provided instead of a guarantee: 6–36 month – 18%; 37–60 month – 20% (for capital home renovations only) |
Over 700,000 KGS with collateral: 6–36 month – 18%;37–60 month – 20% Over 700,000 KGS collateral is required. |
| For Non Salary Project staff |
From 350,000 KGS 6–36 month – 19%37–60 month – 20% 61–96 month – 21% The purchased property is put as collateral |
From 50,000 KGS 6–36 month – 21%37–60 month – 22% The purchased car is put as collateral +1 guarantor |
From 15,000 KGS to 500,000 KGS without guarantor, without collateral: 6–36 month – 21%;37–60 month – 23% (for capital home renovations only) |
From 500,001 KGS to 700,000 KGS with a guarantor: 6–36 month – 21%;37–60 month – 23% (for capital home renovations only) If a collateral is provided instead of a guarantee: 6–36 month – 20%; 37–60 month – 22% (for capital home renovations only) |
Over 700,000 KGS with collateral: 6–36 month – 20%;37–60 month – 22% Over 700,000 KGS collateral is required. |
| **The relevant Approving Authority has the right to request a guarantor and/or set individual loan terms depending on the client’s credit history, solvency, volume of transactions on the client’s account and other factors. | |||||