Are you dreaming of a car, planning a long-awaited vacation, organizing a grand celebration, or is it time for a major home renovation? Do it now! DemirBank is pleased to announce the launch of a special campaign on personal loans with reduced interest rates – starting at just 17% per year!
We’ve made the terms as flexible as possible so you can easily achieve any goal. Choose the amount, a repayment term that works for you, and get your money!
Why is it beneficial?
- Interest rates starting at 17% per year – fair and transparent terms for your budget.
- Up to 500,000 som WITHOUT collateral and WITHOUT guarantors – minimal paperwork, maximum speed.
- • Term of up to 5 years (60 months) – for manageable monthly payments during major renovations.
Campaign Terms and Conditions
1. Receive your salary on a DemirBank card? Enjoy the best interest rates!
| Loan Amount and Collateral | Loan Term | Interest Rate | ||
|---|---|---|---|---|
| Up to 500,000 som No collateral or guarantors required | • 6 to 36 months
• 37 to 60 months | 17%
20% (for major housing repairs) | ||
| 500 000 – 700 000 som
A guarantor or collateral is required | • 6 to 36 months
• 37 to 60 months | 17%
20% (for major housing repairs) | ||
| Over 700 000 som
Collateral is required | • 6 to 36 months
• 37 to 60 months | 17%
20% (for major housing repairs) | ||
2. Don’t have our salary card yet? Special terms for all customers!
Even if you are not a participant in the salary project, DemirBank offers excellent terms to help you achieve your goals:
| Loan Amount and Collateral | Loan Term | Interest Rate | ||
|---|---|---|---|---|
| Up to 500,000 som
No collateral or guarantors required | •• 6 to 36 months
• 37 to 60 months | 18%
19% (for major housing repairs) | ||
| 500 000 – 700 000 som
A guarantor or collateral is required | • 6 to 36 months
• 37 to 60 months | 18%
19% (for major housing repairs) | ||
| Over 700 000 som
Collateral is required | • 6 to 36 months
• 37 to 60 months | 18%
19% (for major housing repairs) | ||
- Note: For loans of 700,000 som or more, collateral is required. If collateral is provided, a guarantor is not required.
How to apply for a loan within the campaign?
- Important! This exclusive offer is available only at the following DemirBank branches:
1. Visit your nearest DemirBank branch.
2. Submit the minimum required documents.
3. Get approval and receive the required amount!
• DKIB-Karakol
• DKIB -Naryn
• DKIB -Talas
• DKIB -Kyzyl-Kiya
*AEIR from 18,7%
Term: 01.07.2026-30.09.2026
The duration of the campaign is limited! Take a chance to fix a profitable rate today.
