Promotion: “A New Year in Your Own Home”! Mortgage at an interest rate starting from 15.99% per annum with cashback of up to KGS 100,000.

Dreaming of owning your own home? DemirBank offers a special mortgage programme to help make your dream come true. Take out a mortgage at an interest rate starting from 15.99% per annum and receive cashback of up to KGS 100,000.

What Can You Use the Mortgage For?

• purchase a completed apartment or house;

• purchase an apartment in a building under construction through a shared-equity participation agreement;

• purchase a plot of land;

• build your own house;

• purchase a townhouse or cottage.

Key Terms and Conditions:

• Loan amount — from KGS 350,000.

• Loan term — from 6 to 96 months.

• Down payment — from 30% of the property value.

Interest Rates Under the Promotion

For participants in salary projects:

• 6 to 60 months — 15.99% per annum;

• 61 to 96 months — 17% per annum.

For customers who do not participate in salary projects:

• 6 to 60 months — 17% per annum;

• 61 to 96 months — 18% per annum.

How Is the Cashback Credited?

Cashback is credited to the customer’s account in two stages:

• 30% — within 5 business days after mortgage approval;

• 70% — within 3 months after mortgage approval.

The maximum cashback amount is KGS 100,000.

For more details about the exact procedure and method of cashback crediting, please contact DemirBank specialists.

The special offer is valid until 28 December 2026 only.

Take a step towards owning your own home with DemirBank!

For further information, please visit your nearest DemirBank branch or call the toll-free number 2222.

License No. 035. Effective annual interest rate — from 17.5%.