Credit Cards Visa Classic
Visa Classic
- The international Visa Classic card is the most widely used bank card designed for transactions that are paid using a credit limit established by the bank.
- The Visa card gives you flexible control over your finances. Make purchases in stores, restaurants, and online — anywhere Visa is accepted. With flexible credit limit terms, you’ll always have extra funds available for unexpected expenses.
How to get a Visa card?
1
Open an account
Visit a branch and open an account with DemirBank
2
Fill out the application
Complete and sign the application for Elkart card issuance
3
Sign the agreement
Conclude a General Banking Account Agreement and sign the related documents
Rates and conditions
| Card account currency | KGS |
| Card validity period | 5 years |
| Service fee | 800 KGS |
| Service fee under the payroll project for the first year* | Free of charge |
| Service fee under the payroll project for the following years | 800 KGS |
| Limit for employees under payroll projects | Up to 70% of the salary |
| Collateral (not required for employees under payroll projects) | Credit card limit + 10% |
| Annual interest rate on the utilized credit limit when withdrawing cash via ATM | 28.8% |
| Monthly interest rate for non-cash payments via POS terminals and the Internet | 0% |
| Grace period | Up to 35 days |
| Possibility to issue additional credit cards | Yes |
- Free of charge for the first and second years for employees of government institutions under the payroll projects of CJSC "DKIB"
Our Partners
| Name | Visa Classic | Visa Gold | Visa Platinum |
|---|---|---|---|
| «Jaklin» бутик одежды | 8% | 15% | 15% |
| «Умняшка» магазин одежды | 3% | 3% | 3% |
| «ETOR» – бутик обуви | 5% | 7% | 7% |
| «Идеальная пара» магазин обуви | 5% | 5% | 5% |
| «Идеальная пара» магазин обуви | 5% | 5% | 5% |
| «Dark sEYED» магазин оптики | 10% | 10% | 10% |
| «TK SALAM» Cупермаркет | 3% | 5% | 5% |
| «Дасторкон» Супермаркет | 1% | 1% | 1% |
| «KARVEN SPORT SHOP» магазин спортивной одежды | 2% | 3% | 4% |
| «Karven Club» Спортивный комплекс | 2% | 3% | 4% |
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