Credit Cards Visa Classic

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Visa Classic


  • The international Visa Classic card is the most widely used bank card designed for transactions that are paid using a credit limit established by the bank.
  • The Visa card gives you flexible control over your finances. Make purchases in stores, restaurants, and online — anywhere Visa is accepted. With flexible credit limit terms, you’ll always have extra funds available for unexpected expenses.

How to get a Visa card?

1

Open an account

Visit a branch and open an account with DemirBank

2

Fill out the application

Complete and sign the application for Elkart card issuance

3

Sign the agreement

Conclude a General Banking Account Agreement and sign the related documents

Rates and conditions


Card account currencyKGS
Card validity period5 years
Service fee800 KGS
Service fee under the payroll project for the first year*Free of charge
Service fee under the payroll project for the following years800 KGS
Limit for employees under payroll projectsUp to 70% of the salary
Collateral
(not required for employees under payroll projects)
Credit card limit + 10%
Annual interest rate on the utilized credit limit when withdrawing cash via ATM28.8%
Monthly interest rate for non-cash payments via POS terminals and the Internet0%
Grace periodUp to 35 days
Possibility to issue additional credit cardsYes
  • Free of charge for the first and second years for employees of government institutions under the payroll projects of CJSC "DKIB"

Our Partners

NameVisa ClassicVisa GoldVisa Platinum
«Jaklin» бутик одежды8%15%15%
«Умняшка» магазин одежды3%3%3%
«ETOR» – бутик обуви5%7%7%
«Идеальная пара» магазин обуви5%5%5%
«Идеальная пара» магазин обуви5%5%5%
«Dark sEYED» магазин оптики10%10%10%
«TK SALAM» Cупермаркет3%5%5%
«Дасторкон» Супермаркет1%1%1%
«KARVEN SPORT SHOP» магазин спортивной одежды2%3%4%
«Karven Club» Спортивный комплекс2%3%4%
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Useful Information

DemirBank Contact Center:

Emergency services in case of card loss/theft