Mortgages for Kyrgyz Republic Civil Servants
Loans from DemirBank
Without a surety, provided there is collateral security.
Simple confirmation of the employment relationship
Special terms for employees of government organizations
| Loan amount | From 350,000 soms | ||
| Loan term | From 6 to 96 months | ||
| % annual rate | |||
| For payroll project employees: (Loan term — annual interest rate) | 6–36 months. - 15,99% | 37-60 months. - 15,99% | 61-96months. - 17% |
| For non-payroll project employees: (Loan term — annual interest rate) | 6-36 months. - 15,99% | 37-60 months. - 15,99% | 61-96 months. - 17% |
| Collateral | The purchased real estate is pledged with a market value (estimated by the bank) of at least 2 times the loan amount. | ||
| Early repayment penalty | Does not apply | ||
| Availability of own funds | Min. 30% of the value of the property being purchased | ||
How do I get a mortgage?
STEP 3
Обратитесь в банк
Visit any bank branch with a completed application and the required documents.
STEP 4
Рассмотрение
The application will be reviewed within 5 business days, after which you will be informed of the Bank's decision.*
* The loan review period may be extended at the bank's discretion.
Select the loan amount and term.
1 month
1 %
1 month
The calculator provides a preliminary estimate. You will be able to view personalized terms after submitting an application.
Service points
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