Consumer loan
The optimal choice if you need a loan up to KGS 100 000 WITHOUT pledging!
Loan purposes:
LOAN ADVANTAGES IN DemirBank:
| Amount | From KGS 15 000 | |
| Loan term | From 6 to 36 months | |
| Annual interest rates for loans in KGS |
26.99% - amounts up to 300,000 kgs, (for employees of salary projects - 25.99% - from 300,001 kgs)
26.99% - for non-salary projects |
|
| COLLATERAL | from KGS 15 000 to KGS 100 000 | - 2 Individual guaranties (applicable for DKIB non-salary projects staff) |
| from KGS 100 001 to KGS 500 000 |
1 Individual guaranties
(applicable only for DKIB salary projects staff) |
|
| Penalty for earlier repayment | first 6 months of loan term | 5% for earlier repayment amount (min KGS 2 000) |
| after 6 months of loan term |
Not applicable |
|
| in case of closing loan due to getting new one | ||
| Own funds | not needed | |
*Annual effective interest rate – from 29,32 %
In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;
How to get a loan?
- Prepare the necessary documents (the list of documents here);
- Fill an application form (download);
- Contact any DemirBank branch with filled in application and set of documents
- The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBanks decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.