Consumer loan

The optimal choice if you need a loan up to KGS 100 000 WITHOUT pledging!

Loan purposes:

  • special events
  • repair of residential houses and apartments
  • purchase of durable goods (furniture, household and electronic appliances)
  • tourist trips
  • tuition fee etc.
LOAN ADVANTAGES IN DemirBank:
  • NO FEE for a loan application proceedings
  • Remunerable interest rates
Amount From KGS 15 000
Loan term From 6 to 24 months
Annual interest rates for loans in KGS 19,99% (for the staff of salary projects-18,99%)
COLLATERAL from KGS 15 000 to KGS 100 000 - 2 Individual guaranties (applicable for DKIB non-salary projects' staff)
from KGS 100 001 to KGS 500 000 1 Individual guaranties

(applicable only for DKIB salary projects' staff)

Penalty for earlier repayment first 6 months of loan term 5% for earlier repayment amount (min KGS 2 000)
after 6 months of loan term
       
Not applicable
in case of closing loan due to getting new one
Up-front fee for loan organisation and arrangement 1% of loan amount (min. KGS 1 500)
Own funds not needed

In case of any questions you may contact DemirBank Contact-center:
+996 (312) 90 90 60 – Bank specialists will inform you about necessary information;

Additional loan information

Tariffs

How to get a loan?

  1. Prepare the necessary documents (the list of documents  here);
  2. Fill an application form (download );
  3. Contact any DemirBank branch with filled in application and set of documents
  4. The application will be considered within 5 business days (depending on the amount and loan terms), after you will be informed about DemirBank's decision.*
* - the term of consideration of loan may be expanding at the discretion of the Bank.

Loan Calculator

Here you can make a preliminary calculation of lending, for more accurate information you need to contact a loan specialist in one of the DemirBank branches.

Calculate