Time deposit
Advantages
Flexibility of placement of funds
Choice of term at your discretion
Flexibility of placement of funds
Choice of term at your discretion
Flexibility of placement of funds
Choice of term at your discretion
Possibility of extension
With or without interest
Possibility of extension
With or without interest
Possibility of extension
With or without interest
Free of charge
Cash withdrawal
Free of charge
Cash withdrawal
Free of charge
Cash withdrawal
DemirBank is included in the register of deposit protection participants and in accordance with the Law of the Kyrgyz Republic
"On the protection of bank deposits" DemirBank's time deposits are insured
Main conditions of the deposit
| Deposit term | Up to 36 months |
| Deposit currency | Som, US Dollar, Russian Ruble |
| Minimum deposit amount | No restrictions |
| Replenishment | Not provided |
| Partial withdrawal | Not provided |
| Interest payment | At the end of the term |
| Capitalization of interest | Not provided |
Deposit comparisons
| Currency | Som | US Dollars | Rubles | |||
| Deposit term | "Corporate" | "Corporate+" | "Corporate" | "Corporate+" | "Corporate" | "Corporate+" |
| 1 month | 2% | 1.5% | — | — | 4% | 3.5% |
| 3 months | 4% | 3.5% | — | — | 5% | 4.5% |
| 6 months | 6% | 5.5% | 1% | 0.5% | 7% | 6.5% |
| 9 months | 8% | 7.5% | 1.5% | 1% | 8% | 7.5% |
| 12 months | 11.5% | 11% | 2% | 1.5% | 10% | 9.5% |
| 18 months | 12% | 11.5% | 2.5% | 2% | 8% | 7.5% |
| 24 months | 12.5% | 12% | 3% | 2.5% | 7% | 6.5% |
| 36 months | 13% | 12.5% | 3.5% | 3% | 5% | 4.5% |
| *AEIR | 1.8% – 11.6% | 1.3% – 13.2% | 0.8% – 3.4% | 0.5% – 3% | 3.7% – 10% | 3.3% – 9.9% |
* AEIR (Annual Effective Interest Rate). 100,000 or the equivalent in another currency.
The above-mentioned interest rates on time deposits are applied for an amount not exceeding USD 100,000 or the equivalent in another currency.
The terms for accepting time deposits in an amount exceeding USD 100,000 or the equivalent in another currency are determined by the Bank individually.
Main terms of the deposit
| Deposit term | Up to 36 months |
| Deposit currency | Som, US Dollar, Russian Ruble |
| Minimum deposit amount | No restrictions |
| Replenishment | Not provided |
| Partial withdrawal | Not provided |
| Interest payment | Monthly |
| Capitalization of interest | Not provided |
Deposit comparisons
| Currency | Som | US Dollars | Russian Rubles | |||
| Deposit Term | Corporate | Corporate+ | Corporate | Corporate+ | Corporate | Corporate+ |
| 1 month | 2% | 1.5% | — | — | 2% | 3.5% |
| 3 months | 5% | 3.5% | — | — | 2.5% | 4.5% |
| 6 months | 7% | 6.5% | 1% | 0.5% | 3% | 2.5% |
| 9 months | 9% | 8.5% | 1.5% | 1% | 3.5% | 3% |
| 12 months | 12% | 11.5% | 2% | 1.5% | 4% | 3.5% |
| 18 months | 12.5% | 12% | 3% | 2.5% | 4.5% | 4% |
| 24 months | 13% | 12.5% | 3.5% | 3% | 5% | 4.5% |
| 36 months | 13.5% | 13.5% | — | — | — | — |
| *AEIR | 1.9% – 12% | 6.7% – 13.7% | 1% – 3.5% | 0.5% – 3% | 1.9% – 4.9% | 2.5% – 4.6% |
* AEIR (Annual Effective Interest Rate).
The above-mentioned interest rates on time deposits apply to an amount not exceeding USD 100,000 or the equivalent in another currency
The terms for accepting time deposits in an amount exceeding USD 100,000 or the equivalent in another currency are determined by the Bank individually