Acquiring

Tariffs

Merchant Acquiring

• Tariffs applied to merchant/service points for servicing DKiB POS terminals

Internet Acquiring

• Tariffs for the internet acquiring service (E-commerce) applied in all branches of JSC "Demir Kyrgyz International Bank"

POS Terminals

POS terminal is a device used to process payments by bank cards for goods and services at points of sale.

DemirBank continues to be one of the leaders in the number of installed POS terminals in Kyrgyzstan. As of today, the total number of POS terminals is 2,435 units. Among them, 2,215 are POS terminals with PayWave contactless payment functionality.

Additional advantages of using DemirBank cards for cashless payments through DemiBank POS terminals include receiving discounts and bonuses.

If you are a business owner and wish to increase your trade turnover, you need to contact any DemirBank branch to conclude a contract and install a POS terminal.

Recommendations for using cards for cashless payments for goods and services:

• Do not use payment cards at retail or service establishments that do not inspire trust.
• Always request that transactions with your payment card be carried out only in your presence. This is necessary to reduce the risk of unauthorized access to your personal data on the card.
• When using a payment card to pay for goods or services, the cashier may ask the cardholder to sign the receipt and enter a PIN code. Before entering the PIN code, make sure that people nearby cannot see it. Always check the amount indicated on the receipt before signing.

List of Documents

Internet Merchant Services

• Document package for opening a current account (if the account is not yet opened);
• Package of updated founding documents (if the account is already opened);
• Documents confirming the right to conduct commercial activities on the Internet (if available);
• Copies of partnership agreements (if business partners are present);
• Copies of contracts with buyers/suppliers (if available);
• Description of the business process;
• Financial statements for the last year;
• Other documents upon Bank’s request;

Application

• Application for Connecting to the Electronic Commerce System

Safety

Before using your card for online payments, please check the following details with your bank:

• Keep your bank card in a safe place;
• - In order to prevent illegal operations to withdraw funds from your bank account, we recommend using a Virtual Card to pay for purchases on the Internet. A VK is created only if you have a credit card. It is important to know that the credit card limit is equal to the VK limit;
• When conducting transactions on the Internet, make sure that the online store is secure; use the services of only trusted sites and make purchases from your computer, and not in an Internet cafe where spyware may be installed;
• To ensure the safety of Internet transactions, we recommend making payments on sites that support 3D - Secure security technology;
• Save documents and reports by e-mail on payment for services and delivery of goods;
• Regularly review the history of transactions performed (transaction history) on your cards in the Internet bank;